The basic timeline
Buying a home usually takes a few weeks to a few months. The exact length depends on how quickly a buyer finds a home, how long the loan process takes, and how smoothly each step moves.
Many buyers spend several weeks searching before making an offer.
After an offer is accepted, the closing process often takes about one month, give or take.
Finding a home
The first phase is finding a home that feels like a good fit.
Some buyers find a home in a few days, while others search for months.
Timing can change based on price range, location, and how many homes are available.
Offer and acceptance
Once a buyer chooses a home, the next step is making an offer and waiting for the seller’s response.
A response can come the same day or take several days. This depends on the seller’s schedule and whether there are other offers.
If both sides agree on price and terms, they sign a contract and move forward.
Due diligence and inspections
After the contract is signed, the process enters a period often called due diligence. This is the set number of days written into the contract for the buyer to complete inspections and review the property.
Most inspections are scheduled early in this window so results are ready before the deadline.
Common inspections may include general, roof, or pest inspections.
During this time, the buyer reviews the results and decides whether to move forward, request repairs if allowed, or exit the contract under its terms.
Appraisal and loan process
While inspections are happening, the lender continues the loan process.
An appraisal is usually ordered to estimate the home’s value for the loan.
The appraisal may come back during or shortly after the due diligence period, depending on timing.
Most loans take around 30 days from contract to closing, but this can be shorter or longer.
Delays can happen if extra documents are needed or if questions come up during review.
Closing and getting the keys
The final step is closing, when the buyer signs the main documents and ownership transfers.
Signing itself usually takes about an hour, typically just before or just after the final walkthrough.
Keys are often given the same day or shortly after, depending on when the property records with the county.
Simple summary
Buying a home is a step-by-step process that usually takes several weeks to a few months. The timeline includes finding a home, making an offer, completing inspections and loan steps, and closing. How long each phase takes depends on the market, the loan, and how quickly decisions are made along the way.